Centrelink
Which means test applies, and what it does to your pension?
Managing money in retirement
is overwhelming.
Retirement can mean managing super rules, transfer balance caps, minimum drawdown rates, multiple accounts, Centrelink tests, market and inflation risk, tax timing, health and aged-care costs, estate planning and coordinating decisions with a life partner.
You've spent forty years saving. No one showed you the other half of super: how to spend it well. SuperYears does, so you can stop worrying and start living.
See where you stand, freeAustralian made · no bank logins, you choose what you share · General information only. See disclaimer.
Everything you're suddenly meant to manage. Alone.
Tax time
The figures your accountant needs, scattered across the year.
Everyday spending
A holiday, a car, a gift for the grandkids. Safe, or not?
Making it last
The quiet 2am maths on the super, the pension and the lot.
Market moves
A downturn hits, and no one tells you whether to change a thing.
Drawdown minimums
The amount you must draw, with no idea if you could enjoy more.
Know what's safe to spend this week,
at a glance
In the shop, weighing up a weekend away, thinking about a gift for the grandkids. Open SuperYears and look. Green means go, you're free to spend. Your weekly budget, checked in a second, right there in your pocket.
Clarity for less than $2 a day.
About an eighth of what a financial adviser costs.*
On your own
Free
But it takes your evenings. Your spreadsheet is out of date in a week. And the worry never quite leaves.
A financial adviser
$4,668/avg yr*
Thorough, but it’s not a one-off. That’s every year, for as long as you need advice, whether you use it or not.
*Source: ARdata, 2025.
SuperYears
Less than $2 a day, and it never clocks off. The clarity and calm, without the fee. Cancel anytime.
Life changes.
Your plan should too.
A big bill. A new expense. A change of plans. SuperYears shows you what it means for your future—straight away.
With your spending and income tracked automatically, you'll always know where you stand, whether you're still on track and what needs your attention.
Find your safe Super income
No bank logins. No tax file number.
Just a clear answer you can act on today.
Privacy-first: you will not be asked for any sensitive personal information. Information is general, not advice for your situation.