How SuperYears works
Enter your goals, your assets, your budget. See your income estimate, set guardrails, and adjust with confidence - in minutes.
What youll see
Age, balance, partner/home status (optional), fees/returns preset.
Your income & safety band (min–max) side‑by‑side
Guardrails controls (floor, ceiling, review triggers)
Scenarios: Market −15% • Spend $15k • Retire +1 year • Returns 5% • Inflation 3%
Simple to set up
Age, balance, partner/home status (optional), fees/returns preset.
Enter your details - Age, super balance, assets and budget; add partner or homeowner status if relevant.
See your income estimate - Your baseline income and safety band, checked against ATO minimums and built around your goals.
Save and tune - Set guardrails, try a scenario, export a PDF or save your snapshot.
No bank details/TFNs • General information only • Uses current ATO rules (dated)
Guardrails
What they are:
Floor: Your must‑have level of income (don't drop below).
Ceiling: Your sensible cap (don't creep above).
Review triggers: When to adjust after markets move or big costs pop up.
Why it matters: Keeps day‑to‑day spending calm and sustainable.
In practice: We highlight when a change is within, near, or outside your band and suggest a safe adjustment.
What-ifs, assumptions and trust
Fast answers without forms. You know what changed and why, so you can choose calmly and stay on track.
What-ifs: Ask questions the way you would ask a friend. Try what if markets drop? or what if I spend $15k on a holiday? - get a plain English answer instantly, based on your numbers.
Assumptions: See and change the settings we use - returns, fees, inflation, homeowner - so the numbers reflect you.
Method and trust: We use current Australian rules with dates. General information only. No bank links or TFNs. You can delete your data anytime.
Find your safe Super income
Begin your plan with guardrails, not guesswork, see your number
it only takes two minutes.
Privacy-first: you will not be asked for any sensitive personal information. Information is general, not advice for your situation.