Current as of 17 Feb 2026. Always verify current year rates.
How do beneficiary nominations work for super?
Short answer:
Beneficiary nominations tell your fund who you’d like to receive your super death benefit. Rules vary by fund, and some nominations can expire or need renewal. A practical approach is to confirm your nomination type, check validity requirements, and review it after major life changes. Use your fund’s rules plus Moneysmart/ATO guidance.
Key takeaways
Nominations guide who receives super death benefits
Rules vary by fund
Some nominations expire or need renewal
Review after major life events
Super doesn’t automatically follow your will
Why this matters
Super doesn’t automatically follow your will. Clear, current nominations can reduce disputes and unintended outcomes.
Mini-plan (3-4 steps)
- Check your current nomination type and expiry.
- Read your fund’s validity rules.
- Review after major life events.
- Get legal/advice support for complex families.
Related questions
Sources (so you can verify)
Disclaimer: Information provided is general in nature and does not constitute personal financial advice. You should consider seeking advice from a licensed financial planner before making any financial decisions.
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