Current as of 17 Feb 2026. Always verify current year rates.
How can I protect myself from scams in retirement?
Short answer:
Scams often target retirees through impersonation (banks, ATO, myGov), fake investments and urgent payment requests. Practical protection includes slowing down, verifying identities via official channels, using strong passwords and multi-factor authentication, and getting a second opinion for big decisions. Use Scamwatch and Moneysmart for current examples and reporting.
Key takeaways
Scams use urgency and impersonation
Verify independently
Use MFA and strong passwords
Pause before transfers
Report via Scamwatch and your bank
Why this matters
Money safety is quality of life. Simple guardrails reduce the risk of a big setback from a single bad moment.
Mini-plan (3-4 steps)
- Turn on MFA for email, banking and myGov.
- Use a 24-hour pause for unexpected requests.
- Verify using official websites/known numbers.
- Tell a trusted person before major transfers.
Related questions
Sources (so you can verify)
Disclaimer: Information provided is general in nature and does not constitute personal financial advice. You should consider seeking advice from a licensed financial planner before making any financial decisions.
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